Best PEO Service Providers

Sometimes, it’s not enough to simply outsource your payroll or find software that will help you manage HR tasks. You wind up administrating tasks you thought were off your plate.

That’s where PEO (professional employer organization) service providers come in.

These companies act as a co-employer, and completely take over things like running payroll, managing benefits, filling paperwork, and other HR-adjacent elements.

Any business that needs some help in these departments and finds a good PEO service provider will reap the benefits of lots of saved time and money.

Whether you’re interested in hiring a PEO service for the first time or looking to switch providers, we’ve reviewed the top PEO options out there. We also have some tools below to help you to help you find the best option in your location.


Compare the Best PEO Companies

There are 957 PEO companies in the USA! Find out which one is the best match for your specific needs. Enter your zip code below to begin.


10 Best PEO Service Providers

There are countless PEO services available on the market today. Some PEO services are industry-specific, while others are intended for businesses of a certain size.

I’ve reviewed the top 10 best PEO service providers. No matter your what size your company is, or what stage of maturity, you’ll find a provider who can help you on this list:

  1. CoAdvantage
  2. Amplify PEO
  3. ADP TotalSource
  4. Insperity
  5. Paychex
  6. Justworks
  7. Oasis Outsourcing
  8. VensureHR
  9. TriNet
  10. Infiniti HR

Read about each one below. I’ll cover the features, benefits, costs, as well as any drawbacks.

After the reviews, you’ll find a short guide that will help you ask the right questions as you search for the best PEO service for your specific workplace.


Compare the Best PEO Companies

There are 957 PEO companies in the USA! Find out which one is the best match for your specific needs. Enter your zip code below to begin.


#1 – CoAdvantage PEO

  • Full-Service PEO Solution
  • Custom HR software
  • Excellent Insurance Options
  • Our Highest Rated PEO in Industry
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In business for more than 30 years and working with businesses of all types in all 50 states across the USA, CoAdvantage PEO is one of the best PEO companies in the industry and has the experience to take on practically any challenge your business might need to deal with.

CoAdvantage currently serves more than 90,000 employees and works with more than 4,500 clients, and they continue to grow regularly.

CoAdvantage is a full-service PEO and can provide all the usual services you might expect. Specific service categories include but are not limited to:

  • Payroll Management Services
  • Benefits Administration
  • Workers Compensation Insurance Plans
  • Best in Industry HR Software
  • Risk Management and Regulation Compliance
  • HR Administration
  • Recruitment and Teambuilding Services
  • Top Notch Customer Service

What makes CoAdvantage PEO stand out in our eyes are the great insurance savings you will get combined with best in class HR software.

Onboarding will be easy for yourself, your employees, and your managers, and will for the most part not disturb operations while it is going on. It will be seamless, and any issues will be quickly resolved.

If you want to build your team and keep the best talent in your area (or even outside of it) in your company, then we recommend CoAdvantage PEO.

The price your company will get will depend on multiple factors like size of company, location and current insurance, but you can easily contact them to get a quote.


#2 – Amplify PEO

  • Full-service PEO solutions
  • Save money each year
  • Cloud-based platform
  • 24/7 HR Portal
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Amplify offers a full-service PEO solution along with a suite of HR technology that centralizes information for admins and employees.

From hiring to retiring, all employee documents and data stay can stay in one place.

They offer a roster of features and services you’d expect from the best HR solutions out there including:

  • Payroll solutions
  • Benefits options
  • HR management
  • On-boarding
  • Compliance
  • Time and labor

Their services helps save companies $1,185 per employee each year. Think about that. If your company is 25 employees, that’s nearly $30,000 a year saved. If your company is 100 employees, that’s $118,500 saved.

I really like Amplify because they’re more human than a lot of other PEO providers. And I mean that literally. Any and all HR issues are directed to an actual person rather than an automated call center.

So whether you’re looking for benefits solutions, payroll solutions, or retirement solutions, Amplify has you covered.

Pricing is obscured on their website but you can request a quote for free.


#3 – ADP TotalSource

  • Full-service PEO solutions
  • Web dashboard & mobile app
  • 401(k) plans
  • Top notch customer service
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ADP is an industry leader in human resources software. They provide their services to businesses of all shapes and sizes.

ADP also offers TotalSource, their full-service PEO solution.

This is a great ption for small to medium-sized business owners. Whether you have 1-49 employees, 50-999 employees, or 1,000+ members on your team, ADP has a plan for you.

ADP TotalSource is used for human resources, talent management, payroll, employee benefits, and risk assessment.

As a small business owner, you can use ADP to provide enterprise-grade medical, dental, and vision care to your employees. Furthermore, ADP also offers 401(k) plans.

The technology used by ADP is the biggest standout of this PEO provider. Everything from HR to payroll, benefits, and recruiting can be accessed and managed through a mobile app or easy to use web dashboard.

But arguably the best feature of ADP is the customer service.

Naturally, your employees will have questions. Whether it be about their pay, benefits, or something else that would fall into the HR category. Rather than bothering you with those questions, your staff can simply contact an ADP representative directly.

ADP’s knowledgeable and friendly staff will guide your employees in the right direction to answer any questions or help them pick a plan that fits their needs.

I like ADP because they also have industry-specific solutions for businesses in the following categories:

  • Restaurant and hospitality
  • Manufacturing
  • Healthcare
  • Construction
  • Government and education
  • Nonprofit
  • Professional and technical services
  • Financial services

ADP provides PEO services and technology in over 140 countries worldwide.

The only potential downside of using ADP TotalSource is the company’s size. Since ADP is so large, it’s possible that your small business could feel like it’s getting lost in the shuffle.


#4 – Insperity

  • Full-service HR solution
  • Customized pricing
  • Pick from individual services
  • Excellent customer service
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Insperity has been around for 30+ years. They provide full HR solutions for small businesses as well as enterprises with up to 5,000 employees.

Since being founded in 1986, they racked up a long list of awards, accreditation’s, achievements, and glowing reviews from their customers.

Insperity’s full-service HR solution includes:

  • Employee benefits
  • HR administration
  • Payroll
  • Risk management
  • Compliance
  • Talent management
  • Tech services

And don’t worry if you don’t need a full-service solution. Their individual solutions are also great.

While they  the needs of businesses with 150-5,000 employees, I’d recommend their services to small and medium-sized business owners with less than 150 employees.

You’ll also have access to the iOS and Android mobile apps to monitor and manage your business on the go. It’s a great option for those of you who enjoy leveraging the latest technology to streamline your processes.

Although the company is big, they still provide excellent customer service and know how to work with small business owners.

Another top feature of Insperity is its flexibility. Unlike other PEO providers on the market, Insperity won’t lock you into a long-term contract. You can cancel at any time, as long as you give them 30 day’s notice.

Insperity does not list prices for their services online. You’ll need to speak with their customer service sales team to get a custom quote.

A potential drawback of using Insperity for PEO services is that their health plan options are limited. Unlike other providers, Insperity only offers health plans from a single health insurance provider. So if your company wants to give your employees multiple options for healthcare, you should look elsewhere on our list. But this usually isn’t a problem for small business owners.


#5 – Paychex

  • Full service or individual plans
  • Pricing based on # of employees
  • Dedicated HR manager support
  • Used by 670,000+ companies
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While Paychex is best known for its online payroll services, they are also a full-service PEO provider.

One of the biggest standouts of Paychex is the way that they provide PEO services. Your business will get a dedicated HR professional. In some cases, this dedicated HR manager can even be on-site at your office.

By working directly with your employees, Paychex takes HR outsourcing to the next level. Since Paychex works so closely with your company, it makes it easier for them to assess workplace risks and address key areas of liability.

These are some of the top features and benefits of using Paychex as your PEO provider:

  • Insurance plans
  • Attendance
  • Employee benefit accounts (HSA, FSA, HRA)
  • 401(k) plans
  • Payroll administration
  • Unemployment insurance

Like other PEO providers, Paychex also offers individual services if you don’t need a full-service plan. You can search for solutions by task, business size, or role. Paychex even offers outsourced office management services.

From paperless hiring and onboarding to issuing payroll, Paychex does it all.

The only negative thing I can find about Paychex is that the interface is a bit outdated and not as user-friendly compared to options like ADP TotalSource.

The price for Paychex PEO services is based on the number of employees you have.


#6 – Justworks

  • Basic and Plus plans
  • Easy to scale as you grow
  • Wide range of services
  • 24/7 customer support
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Justworks is a full-service PEO provider offering payroll, human resources, compliance, and employee benefits.

In addition to benefits like health, vision, and dental insurance, Justworks also provides a wide range of compliance services. They handle W-2 and 1099 filings, unemployment insurance, and workers’ compensation.

Justworks has an automated payroll system for direct deposit, paying vendors and contractors, and integration with your business accounting software like Quickbooks and Xero.

Another benefit of Justworks is that they can accommodate the needs for businesses of all sizes. So if you start working with them now, they can scale with you as your company grows.

Here’s an overview of their plans and pricing based company size:

Basic — Payroll, HR Tools, Benefits, and Compliance

  • Less than 25 employees — $49 per month per employee
  • 25-99 — $44 per month per employee
  • 100-174 — $39 per month per employee
  • 175+ — Custom pricing

Plus — Access to Medical, Dental, and Vision

  • Less than 25 employees — $99 per month per employee
  • 25-99 — $89 per month per employee
  • 100-174 — $79 per month per employee
  • 175+ — Custom pricing

You can save 15% on all plans when you sign up for an annual contract.

I like Justworks because they give you so many options. You’re not forced to take the health insurance package, but it’s available if you want it. If you’re just starting out and new to working with PEO service providers, you could always start with the Basic plan and upgrade to Plus when you’re ready.

Justworks offers 24/7 customer support. The company is modern and still growing at a rapid rate, so I expect them to continue providing excellent service in the future.

The only real downside of Justworks is their lack of experience. There are other PEO service providers who have been in business for decades.

Visit JustWorks to learn more.


#7 – Oasis Outsourcing

  • Owned by Paychex
  • Great service for startups
  • 90-day money-back guarantee
  • Originally founded in 1996
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Oasis Outsourcing offers a fairly comprehensive line of PEO services that’s very flexible in their offerings.

PEO services provided by Oasis Outsourcing include:

  • Human resources
  • Employee benefits
  • Risk management
  • Payroll
  • Technology solutions

Oasis can help your small business get great deals on healthcare by bundling your plan with other clients. They’ll help you set up employee retirement plans as well.

Like other providers on our list, Oasis has some industry-specific solutions.

  • Banking
  • Architecture
  • Hotels
  • Education
  • Restaurants
  • Retail
  • Private equity
  • Legal
  • Property management
  • Financial services

I’d recommend Oasis to startup companies because they are versatile. They’re smaller than the other options on this list — but that only means Oasis can give startups the special attention that they need.

While some PEO providers allow for month-to-month commitments, Oasis will force you into a one-year contract. So for those of you who don’t want to get locked in, this won’t be the best option for you.

With that said, Oasis does offer a 90-day money-back guarantee window. So you’ll have some time to change your mind if you’re not satisfied in the first few months.


#8 – VensureHR

  • Full-service PEO solutions
  • 4 billion+ in annual payroll processing
  • 250,000+ employees served
  • Great for small businesses!
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VensureHR offers a full range of HR solutions that helps simplify your processes.

Their services include:

  • Payroll administration
  • Benefits solutions
  • Risk management
  • Workers’ comp
  • HR solutions

While their services are robust enough for companies of many different industries and sizes, they’re focused on helping small businesses manage their HR solutions.

That means if you’re a small business owner, you can focus on pulling the levers that boost growth instead.

Pricing is obscured on their website, but you can request a quote at anytime by filling out a form.


#9 – TriNet

  • In business for over 30 years
  • Strong attention to detail
  • Niche-specific solutions
  • Over 16,000 clients!
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At first blush, TriNet is farily similar to some of the others in the industry. But they also offer niche-specific solutions for:

  • HR consulting
  • Benefit options
  • Payroll
  • Risk mitigation
  • Technology

TriNet stands out as one of the best PEO providers because of their service and attention to detail. Their team will be on standby for your employees.

Whether it’s during the hiring process, onboarding, or just day-to-day questions about their benefits or employee status, TriNet is there for all of those needs.

TriNet does not try to appeal to larger organizations. In fact, services are segmented by employee size into these three categories:

  • 5-19 employees
  • 20-99 employees
  • 100+ employees

I’d recommend TriNet to those of you who fall on the lower end of this scale. A company with 500 or 1,000+ employees should look elsewhere.

TriNet offers a wide range of employee health benefit options through insurance companies like United Healthcare, Kaiser Permanente, Aflac, Aetna, and MetLife.

TriNet also has partnerships with big brands to offer small businesses and employees marketplace discounts. Some of those brands include Verizon, AT&T, Hyatt, and Avis.


How to Find the Best PEO Service Providers

There are 957 PEO companies in the USA! Find out which one is the best match for your specific needs. Enter your zip code below to begin.

There is quite a bit of information that must be taken into consideration when you’re evaluating a PEO service provider. Since so many companies seem to offer similar services, choosing the best fit for your business can be a challenge.

I’ll take you through the methodology that we used to come up with this guide. You can use these features as well during your search process.

Pricing

The first thing you should look at is the price of the PEO solutions. This will make it easier for you to eliminate options that might be out of your price range.

Unfortunately, not every PEO provider includes prices on their website. Since so much about this industry is customized, you’ll need to speak with a sales representative to get a quote.

But if you’re looking for a provider with transparent prices, Justworks will be a top option for you to consider.

Employee Benefits

While a PEO provider is supposed to reduce costs make your life easier as a business owner, it should also have a positive impact on your employees.

Things like retirement plans, health insurance, dental, and vision offered by a PEO will be appealing to your staff. Not only will this keep your employees happy, but it will also help you hire top-level talent.

Some PEO providers work with just one health insurance company, while others provide a wide range of options. So if diverse plans from varying providers is important to you, then make sure you find a PEO solution that can accommodate those needs.

Employee Self-Service

The best PEO providers offer technology for employee self-service. Whether it’s an app or web portal, your staff can access crucial information related to their pay, employee status, or benefits.

If the self-service options are not sufficient, you want to make sure that your PEO provider will be available to answer any questions via phone, email, or live chat for your employees.

Your staff should be able to do this without having to go directly through you to speak to an outsourced HR representative.

Business Size and Industry

A startup with five employees and a franchise with 2,000 employees across 50 locations will not be in the market for the same PEO service provider. Look for you providers that work with companies similar to the size of your business.

Furthermore, some PEO providers specialize in certain industries. Ideally, you want to work with a provider who understands your industry, whenever possible.

There’s only so much research you can do on your own via public resources. I suggest shortlisting your top choices and getting in touch. They can provide references from other companies they work with who match your size and industry. If they can’t, it might be a red flag.

Finding a PEO provider that already knows how to support your organization is the best-case scenario.

Conclusion

What’s the best PEO service provider?

The answer depends on a wide range of factors. Not every business is looking for the same thing in a PEO solution. Some businesses want a full-service PEO package, while others just want an outsourced HR representative.

Use my reviews and recommendations in order to find an option that works for you. To recap:

  1. CoAdvantage
  2. Amplify PEO
  3. ADP TotalSource
  4. Insperity
  5. Paychex
  6. Justworks
  7. Oasis Outsourcing
  8. VensureHR
  9. TriNet
  10. Infiniti HR

You can also enter your zip code below to find your best options based on your location.

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